Repossession
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High Quality Content by WIKIPEDIA articles! Repossession is generally used to refer to a financial institution taking back an object that was either used as collateral or rented or leased in a transaction. Note that repossession is a "self-help" type of action in which the party having right of ownership of the property in question takes the property back from the party having right of possession without invoking court proceedings. This is usually done in accordance with a purchase contract or credit contract, in which the consumer agrees that the seller may repossess the object if the signers are past the grace period. Contracts that authorize repossession also usually specify additional fines that the consumer must pay to the seller, ostensibly to cover the seller's costs of the repossession and of depreciated value of the object, as the seller is now in possession of a "used" object. von Surhone, Lambert M.
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